What happens when health coverage becomes unaffordable, and who’s stepping up to lead in moments like this? This episode connects two powerful public health stories.
First, we break down the ACA enhanced premium tax credits: what they were, who they helped, and what’s at stake now that they’ve expired. Catherine Jones, Senior Analyst Government Affairs at ASTHO will explain how these pandemic-era subsidies dramatically expanded access to marketplace coverage, helping middle-income families, older adults not yet eligible for Medicare, rural residents, gig workers, and others without employer-based insurance. With premiums now rising sharply, millions may lose coverage, leading to delayed care, skipped medications, more emergency room use, rising uncompensated care costs, and even potential hospital closures, especially in rural communities. We explore how insurance coverage isn’t just a healthcare issue, but a population health issue tied to chronic disease management, maternal health, mental health services, vaccinations, and overall mortality. Then, we shift to leadership. James Bell III, Chief of Staff/Director of the Michigan Department of Health and Human Services and a Doctor of Social Work, reflects on his experience in the DELPH Leadership Program and how it reshaped how he shows up as a public health leader. From finding his voice in high-stakes rooms to practicing servant leadership, advocating for equity, and building authentic national networks, Bell describes how leadership development strengthens not just individuals, but the systems and communities they serve.
ACA Enhanced Premium Tax Credits: Legislative Developments in 2025 and 2026 | ASTHO
Developing Executive Leaders in Public Health | ASTHO
Reducing Hypertension Through Self-Measured Blood Pressure Monitoring Programs | ASTHO
Addressing Hypertension During Pregnancy Improves Maternal and Infant Health | ASTHO
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This is Public Health Review
Morning Edition for Friday,
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February 20th, 2026.
I'm John Sheehan with news from
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the Association of State and
Territorial Health Officials.
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Today, two powerful public
health stories.
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First, we break down the ACA
enhanced premium tax credits
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with Catherine Jones, senior
analyst of government affairs at
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ASTO.
We'll hear what the credits
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were, who they helped, and
what's at stake now that they've
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expired.
Then we shift to public health
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leadership in the next
generation.
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James Bell, the third chief of
staff and director of the
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Michigan Department of Health
and Human Services and a doctor
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of social work, reflects on his
experience in the Delft
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Leadership program and how it
reshaped how he shows up as a
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public health leader.
But let's start with Astos
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Catherine Jones.
This is a bit complicated to
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explain, so please bear with me.
To understand what the enhanced
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premium tax credits are,
enhanced being the keyword here,
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we need to scroll back to the
ACA premium tax credits that
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were part of the original 2014
roll out.
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Basically, the original tax
credits were designed to ensure
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affordable healthcare coverage
in the ACA marketplace based on
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income by subsidizing the
difference between full premium
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set by insurers and an
affordable amount to be paid by
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the enrollee.
So basically, these credits
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significantly expanded coverage
for millions of people, but
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there were still people who were
priced out.
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The enhanced premium tax credits
were enacted in 2021 during the
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pandemic.
These enhanced credits expanded
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the original credits by
increasing financial assistance
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for low and middle income
enrollees.
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So basically people that did not
qualify before now did.
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In 2022, these enhanced credits
were extended to the end of
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2025.
All told, the number of
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enrollees in the ACA marketplace
jumped from about 11,000,000 in
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2022 to about 24 million in
2025.
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OK.
And So what, what is the
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population we're talking about?
Who are the sort of the
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beneficiaries of these enhanced
credits?
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So Americans who would benefit
most by extending the enhanced
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credits are those who simply
can't afford to pay the
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increased insurance premiums.
Some of these groups might
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include middle income families,
older adults who do not yet
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qualify for Medicare, rural
residents, self-employed workers
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or gig workers, and anyone who
lacks employer based healthcare
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coverage.
Yeah.
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And what are the consequences if
these tax credits aren't
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extended?
So to be clear, the enhanced
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premium tax credits expired at
the end of December 2025 and the
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ACA open enrollment period ended
in mid January.
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Premiums have risen sharply for
millions of enrollees, and many
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of them can't afford to pay the
difference.
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It's predicted that millions of
people will drop their
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healthcare coverage all together
for financial reasons in the
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coming months.
A decline in rates of insured
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people would increase
uncompensated care costs for
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hospitals and clinics, and
downstream this could lead to
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hospital closures, especially in
rural areas.
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Yeah, absolutely.
So this is already happening.
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The premiums are already
shooting up.
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People are already grappling
with how to pay for their health
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insurance, and there's a good
likelihood that people will just
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be losing their insurance.
And the consequences of that you
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can sort of spin out as you know
more demands on on healthcare
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services with less money coming
in.
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That's correct, yes.
And can you sort of connect the
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dots for us between those, you
know, very real sort of
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healthcare related issues and
the public health side of it?
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Yeah, that's a great question.
When people lose healthcare
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coverage, they often delay
seeking preventative care.
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They forgo screenings like
cancer and hypertension.
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They skip medications and
basically they rely more on
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emergency rooms.
Stable healthcare coverage
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across the population improves
access to detection and
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management of chronic diseases,
screening services,
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vaccinations, mental health
services, and maternal health
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care, just to name a few.
Higher uninsured rates are
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associated with worse population
health outcomes, higher
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mortality, and increased gaps in
access to healthcare.
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Yeah.
More people uninsured is going
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to put tremendous strain on the
health system.
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And right there, you're already
talking about sort of a public
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health crisis.
That's correct, because without
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health insurance, the level of
population health and access to
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care decreases.
Yeah.
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And there had been talk before
the expiration of these maybe,
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maybe these subsidies being
extended.
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What is the current legislative
outlook regarding these
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subsidies?
Without getting into the weeds,
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in January the House voted to
advance extensions for enhanced
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premium tax credits for three
years.
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The Senate has not yet voted on
this legislation, but last month
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it rejected similar legislation.
Bipartisan discussions are
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continuing, however, the future
of extending the enhanced
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premium tax credits remains very
uncertain.
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Catherine Jones is senior
analyst of Government affairs at
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ASTO.
Now let's hear from James Bell,
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the third chief of staff and
director of the Michigan
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Department of Health and Human
Services.
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James is also an alumnus of the
first class of the Developing
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Executive Leaders in Public
Health, or Delph, program.
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Death to me is an opportunity
for leaders to really come
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together.
And I say leaders, and it may
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feel premature even people might
not see themselves as leaders,
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but to be recognized nationally
as individuals who are prepared
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for taking on the mantle of very
important and critical public
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health functions as view them as
the future leaders of this work.
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And when you think about the
mission and the vision, I think
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it's to create a network of
leaders who are equipping
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themselves with the leadership
development, with the
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foundational capabilities and
all the other necessities to be
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prepared to navigate a complex
public health future.
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And you went through the
program, correct?
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I did.
I am a member of the inaugural
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cohort and I'm very proud to say
that.
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So even more excited that we're
now 6 cohorts in.
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Yeah, absolutely.
What was your experience like?
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My experience was very
affirming.
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I think for me it introduced the
fact that I am more of a leader
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than I thought I was and it also
gave me the opportunity to
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challenge myself in new ways.
It showed me that leadership is
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not just a series of skill sets
or maybe some banked words to
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use in certain situations, but
it actually gave me a posture in
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a certain way that I show up in
different rooms.
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It gave me the confidence to
speak out a lot more and that
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sometimes I may disagree and
that is OK with what may be the
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status quo or what may be the
popular convention.
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But that is actually what makes
you a leader, to be able to to
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stand behind the things that you
recommend and be prepared to do
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that and justify what the
evidence and the science that
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supports it.
You say it's given you sort of a
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new posture and a new way to
when you walk into certain
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rooms.
Can you kind of?
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Build more on that.
That's really interesting.
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Sure.
I think before Delphi, I've
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found myself to be a little bit
more introverted, at least in
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terms of the way that I show up
in meetings.
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Delft gave me the opportunity to
start thinking about my
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communication skills as a
message, but also as a vehicle
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for change.
And so how do I, as a director
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of a program, come into a space
whole and authentic and
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recognize that there's things
going on in the environment that
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are impacting me, but are also
impacting my staff?
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And so being empathetic and also
being humanistic about the ways
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that we approach public health,
Sure, we can rely on the
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numbers, we can rely on the
statistics, the evidence.
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But what are we doing in the
moment, right now as leaders,
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talking about what might be the
difficult topic?
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So is it, is it sort of
advocating for yourself and your
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team?
Is it sort of is it being
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confident in your approach and
sort of going into a situation
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with with intention?
I believe it to be all of the
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above.
When I think of my public health
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career, sometimes I can find
myself a bit distanced from the
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current situation at hand.
You you make your way through
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various ranks and you find
yourself maybe higher on the
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organizational chart.
You might not be directly
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impacting or as close to a
particular problem as when you
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first started, but I'm often
reminded that the decisions that
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I make impact individuals on a
daily basis.
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And so I'm reminded that there
are communities that are
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counting on me to come into
spaces to say the difficult
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thing.
Especially as a leader of color,
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there's certain lived
experiences that I have that I
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have to reflect on and that I
have to bring into the room
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because if I don't, there's a
potential consequence that those
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things will not be taken into
consideration when we are making
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decisions.
And unfortunately, what we tend
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to see is those outcomes then
create these disparities or
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inequities that further widen
gaps.
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Because I didn't take the
opportunity to speak up.
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And so Delph gave me the
confidence in, again, that
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posture, that backbone of like
there's certain skills or
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opportunities that I have,
especially now that I'm in the
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room that I have a seat at the
table that I have to definitely
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take advantage of.
Wow.
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And you're, it sounds to me like
you're speaking more about that
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you have to think more about
others rather than necessarily
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yourself in in those decision
making processes.
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I'm fortunate that the mentors
around me introduced me to the
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concept of servant leadership
early in my career.
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And so it was always the seed
was always planted that, you
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know, I am making way for those
behind me and those that are
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around me.
And so as a leader, I'm I'm
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typically thinking about my
teams, I'm thinking about the
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people that they're trying to
serve.
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And so how do I remove barriers
so that they can show up as
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their full and authentic self?
Are there other?
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Takeaways or skills?
Or or.
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Procedures or thought processes
that.
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Were implanted because of the
Delft program.
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Yeah, The other thing I want to
talk about is networking in that
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relationship building.
I had a very specific idea of
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what networking looked like.
It was fast-paced.
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It was you pull out your
business card, you tell people
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who you are, what you do and
what you can offer them.
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But it was never rooted in this
idea of relationship building.
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Delft introduced me to a series
of other colleagues who are now
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friends that I can call on in,
in those difficult situations as
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public health leaders that we
only we would understand because
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there's certain things that
happen in public health that you
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wouldn't believe actually
happened on a daily basis.
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And so being able to have
colleagues who are experiencing
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similar things and to be able to
come together as thought
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partners to create strategies
like, you know, how, how would
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you respond to this?
And being able to say, Hey, you
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know what, I just need to take a
break.
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You know what I do too.
And so being able to have that
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camaraderie in that networking
that is it's less pressure and
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more authentic, I think that
we're able to, one, create
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better solutions, but also is
more sustainable.
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It's not transactional in the
way that, hey, I'm going to do
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this for you, You're going to do
this for me.
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It's something that's long term.
And ideally, it's
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transformational because I know
now that I have partners that
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are in local health departments.
I have partners that are in
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philanthropy.
I have partners that are at the
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federal level.
And so we're still having these
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conversations.
We have these different vantage
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points.
It's really exciting to see like
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how we all approach it together.
Are there?
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Are there things that you want
to make sure that you impart?
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To the new cohort.
Yeah, I would say trust the
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process.
I know in the beginning it can
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feel really intimidating.
You're around other people or
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for me, I, I felt almost
insecure in the beginning, like,
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Oh my God, these people and
their credentials and the things
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they're doing, the programs that
they're leading.
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Remind yourself that you're also
in that conversation and you're
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also a part of this now
wonderful community of, of
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public health leaders.
You have a responsibility
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because you have a seat at set
table.
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But also know that this
opportunity opens the doors for
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so many others.
And so as you go about their
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Delft experience, know that
there are people who are looking
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at you within your own
institution who want to do
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something similar.
And so please be a resource to
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them.
Tell them about what Delft has
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done for you.
Tell them about the people that
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you've been connected to and the
types of conversations that
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you're having so that we
continue this wonderful program.
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Getting back to that idea of the
career of service.
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I think of it as, you know,
informal mentoring.
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I mean, you, you never know
who's paying attention to you.
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I've had some really great
conversations with staff that I
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didn't even know one worked in
the organization.
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We're large here in Michigan.
And so when someone says, oh, I
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saw this press release and I saw
that you were a part of this
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program, could you tell me more
about it?
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Could you help me with my
application?
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You know, you become just a
walking resource for others.
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And so while you're enjoying the
experience right now, know that
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there are other people who are
looking up to you who are want
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to be a part of Delft in the
future, who just want to learn
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from your experiences and make
sure that you're you're
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returning that to people.
James Bell, the third, is chief
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00:14:17,360 --> 00:14:19,760
of staff and director of the
Michigan Department of Health
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and Human Services and an alum
of the first class of the
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Developing Executive Leaders in
Public Health, or Delft program.
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Earlier we heard from Catherine
Jones, senior analyst of
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government affairs at ASTO.
ASTO welcomes new member Renard
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Washington, acting commissioner
of health for the New Jersey
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Department of Health.
Prior to this role, Doctor
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Washington served as public
health director for Mecklenburg
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County, North Carolina.
He also has experience serving
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as a health research scientist
for the US Department of Health
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and Human Services Agency for
Healthcare Research and Quality
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and as an adjunct professor at
American University and Temple
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University.
Go Owls.
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High blood pressure is driving
heart disease, maternal health
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risks, and long term illness,
but public health teams are
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responding with smarter, more
connected solutions.
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00:15:08,600 --> 00:15:11,840
ASTO explores how communities
are using at home blood pressure
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monitoring, team based care and
culturally responsive programs
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to improve control rates.
Plus, see how states are
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tackling hypertension during
pregnancy to protect both
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00:15:21,920 --> 00:15:25,720
mothers and babies with better
screening, home monitoring and
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postpartum follow up.
Find more the link in the show
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notes.
This.
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Has been Public Health review
Morning Edition.
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I'm John Sheehan for the
Association of State and
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Territorial Health Officials.




